Bainswest Benefits

Bainswest maintains a full line employee benefits department which serves our member agencies in Oklahoma and Arkansas.

 

Employee Benefits
Bainswest maintains a full-line Life Insurance General Agency to gain access to the life insurance marketplace for its member agents. our affiliation with Millennium Brokerage Group, one of America’s largest IMOs, gains us access to all the major carriers in the life insurance industry and includes expertise in a number of areas planning, business continuation, deferred compensation, and other complex life insurance applications.

Fully Insured Group Medical, Dental and Vision Plans
With Bainswest Benefits, you can shop with confidence. Representing nearly all the players in the market, ask your client to let you do the shopping for them… without the need to go out to multiple brokers. Our preferred relationship with Fiserv Health offers great flexibility in plan design. From quoting, presenting, closing the sale, to employee enrollments, Bainswest Benefits has the bases covered.

Self-Funded Groups
For your larger cases, we have connections to provide complete services for Third Party Administration, shopping for specific and aggregate stop-loss, PPO network access and all ancillary services needed to make your serlf-funded case work. Fiserv Health has an MGU agreement with Trustmark, making quoting in-house available. We also have a direct contract with many of the largest writers of stop-loss coverage in the US.

Group Life, Short-Term Disability and Long-Term Disability
When purchasing group insurance, fully insured or self-funded, many times, it makes more sense to place your Life, Short-Term Disability and Long-Term Disability coverages with a different carrier for competitive reasons. Bainswest Benefits has access to a full market of stand-alone carriers in this market so we can make sure that you get the best combination of price and benefit.

Voluntary Payroll Deduction Products
Bainswest Benefits offers a variety of payroll deduction products on a voluntary basis in the workplace. The full line of life, cancer, accident, disability, dental, legal and many others.
We maintain contracts with many leading insurors for each of these product lines. Our enrollment staff is courteous and professional. Our approach to workplace delivery of voluntary products is crafted with great sensitivity to our employer clients. These products are particularly useful to employees who no longer have access to one-on-one, kitchen-table insurance sales and are quite effective when coupled with our cafeteria plan administration.

Section 125 “Cafeteria” Plan Administration and Claims
Bainswest Benefits offers complete administration of premium only and full flexible benefit cafeteria plans through our affiliate Insurance Claims Solutions.

Health Reimbursement Account
Bainswest Benefits offers complete administration of Health Reimbursement Accounts through our affiliate Insurance Claims Solutions.